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Advocate Insurance Group has been named 2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!

Advocate Insurance Group - Insuring Martinsburg and All of West Virginia, Virginia, Maryland, and Pennsylvania

Not just your insurance agent, your advocate. That is our motto here at Advocate Insurance Group. I’m Michelle Cuthrell owner of Advocate Insurance Group. I understand there are lots of ways to buy insurance these days, but the best way to make sure you have the right coverage for your needs is through an independent ERIE Agent. At Advocate Insurance Group we help you determine the products and coverage needed to protect what’s yours. And we’re backed by a company known in the industry for its financial strength and superior service. Advocate Insurance Group offers Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance in Martinsburg and all of West Virginia.

Advocate Insurance Group Honored!

Advocate Insurance Group was awarded the 2014 Giving Network Agency of the Year Award for outstanding community service. The award recognizes independent Erie Insurance agencies that demonstrate exceptional commitment to the community through volunteerism. In honor of the agency’s efforts, Erie Insurance donated $2,500 to YoungLives of the Eastern Panhandle.

Martinsburg Insurance Agent

Advocate Insurance Group is incredibility grateful to be the recipient of the 2017 Main Street Martinsburg Business of the Year Award. We thank you for your support as we celebrate 10 years in business serving our community.

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Recent News & Updates

The Ins and Outs of Contractor Insurance

Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients.  Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...

Top 5 Frequently Asked Questions About Business Insurance

Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...

​5 Most Common Insurance Claims and How to Avoid Them

June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners' insurance claims and strategies to prevent them:​ 1. Water Damage Water damage is...

Risk Factors That Impact Life Insurance Premiums

When you purchase life insurance, you agree to pay monthly premiums and hope the death benefit is enough to protect your family should something unexpected happen. If you have ever felt that your premium is higher than expected, you are not alone. Understanding the factors that determine how much you will pay each month. Insurance companies use the following risk factors to calculate your premiums: ...