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Advocate Insurance Group has been named 2022 Small Business of Year by the Martinsburg - Berkeley County Chamber of Commerce!

Advocate Insurance Group - Insuring Martinsburg and All of West Virginia, Virginia, Maryland, and Pennsylvania

Not just your insurance agent, your advocate. That is our motto here at Advocate Insurance Group. I’m Michelle Cuthrell owner of Advocate Insurance Group. I understand there are lots of ways to buy insurance these days, but the best way to make sure you have the right coverage for your needs is through an independent ERIE Agent. At Advocate Insurance Group we help you determine the products and coverage needed to protect what’s yours. And we’re backed by a company known in the industry for its financial strength and superior service. Advocate Insurance Group offers Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life Insurance in Martinsburg and all of West Virginia.

Advocate Insurance Group Honored!

Advocate Insurance Group was awarded the 2014 Giving Network Agency of the Year Award for outstanding community service. The award recognizes independent Erie Insurance agencies that demonstrate exceptional commitment to the community through volunteerism. In honor of the agency’s efforts, Erie Insurance donated $2,500 to YoungLives of the Eastern Panhandle.

Martinsburg Insurance Agent

Advocate Insurance Group is incredibility grateful to be the recipient of the 2017 Main Street Martinsburg Business of the Year Award. We thank you for your support as we celebrate 10 years in business serving our community.

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Recent News & Updates

Options to Consider When Your Term Life Insurance Expires

Life insurance provides invaluable protection for your loved ones, but what happens when your term life insurance policy reaches the end of its coverage period? If you’re approaching expiration, you still have options to maintain financial security for your family. Understanding these choices can help you make the best decision for your circumstances. Renew Your Existing Term Policy Many insurance providers allow policyholders to renew...

When Should Small Business Owners Switch Insurance Companies?

Managing a small business comes with endless challenges—and great rewards. One of the main issues is keeping your overhead as low as possible. The cost of your business insurance should be reviewed yearly—savings could be possible. If you’ve been with the same insurance provider for years, you might assume you’re getting the best deal—but are you? Switching insurance companies can improve coverage, lower costs, and...

The Hidden Costs of Skipping Insurance

This April is the 22nd anniversary of Financial Literacy Month, a time that inspires us to secure our future with sound financial planning, budgeting, saving, and investing. It’s an excellent opportunity to improve your financial education and be more secure in your goals. For example, many people are unaware of the hidden costs of skipping insurance, making them financially vulnerable. Why Consider the Cost of...

6 Reasons Why Water Heaters Fail

It’s no fun going without hot water. That’s especially true when the seasons change and temperatures take a dip. But like nearly every otherappliance in your house, water heaters fail. And that can lead to cold showers — or even worse, a water leak. Here are 6 telltale signs you have a failing water heater: You only have cold water. Your water gets warm, but never hot....